Diamondmine Home Loans offers many options to suit your needs
Stepping into the journey of homeownership is an exciting chapter, brimming with hopes and a sprinkle of queries. This is especially true when the path winds through the realm of home loans. Whether you’re making real the dream of owning your first home or stepping into an upgrade, the journey can seem daunting. It is made less worrisome when you have experts like Alan and Vicki walking the path with you!
Alan & Vicki have been helping Australians secure their own property for over 22 years. They have lit the path to finding the perfect home loan tailored to individual needs and life’s ever-changing circumstances.
Is it the thrill of buying your first nest, the anticipation of the next one, or the smart move towards an investment property that calls to you? Or perhaps, amidst life’s twists and turns, you now find yourself eyeing a commercial property or delving into the potential of SMSF investments.
With a combined treasure trove of over 50 years of experience, Alan and Vicki have empowered thousands of Aussies to navigate through their finance opportunities with ease.
Let Diamondmine Home Loans be your compass in the home loan labyrinth, leading you to the right lender and home loan that resonates with your needs. They will help make your journey smoother, easier and more transparent.
Thousands of home loans from 25+ leading lenders
Why Choose Us
- Mortgage Broker of the year
- Over 50 years combined experience
- Access to over 40 lenders.
- Meet in the comfort of your home.
Frequently Asked Questions
How can a Mortgage Broker help?
A Mortgage Broker can help you compare many mortgages from a range of lenders, whether you’re applying for a first home loan, or simply seeking to switch lenders for a better deal.
Also, if you’re unsure about your borrowing power, a Broker can help you choose a home loan you can realistically afford. If you have any questions about your financial situation, it’s wise to seek advice from a professional finance specialist such as a Successful Ways Mortgage Broker.
How do I know which Home Loan is right for me?
There are literally hundreds of home loans available, so when selecting the right mortgage, make sure you choose a product with a competitive interest rate and repayment options that match your needs. Popular home loan categories including variable, fixed rate and split loans
Are there any fees associated with getting a home loan?
There are no fees charged by your mortgage broker, Alan or Vicky Taylor. The lender pays their fees in the way of a commision payment and an ongoing trail payment.
The lender may have fees associated with your new home loan. These could be application fees, legal fees and if applicable, Lender Mortgage Insurance Fees.
Alan or Vicky Taylor will ensure you know the fees each lender will charge you and give you as estinate.
What does a lender look at when you apply for a loan
Typically, a lender wants to see the last two consecutive payslips, breakdown and evidence of Funds to Complete (3 months of bank statements showing salary credits and savings pattern), 100 points of identification, and if you’ve found a new home, a contract of sale with names matching your ID.
